TODAY'S RATES

The rates listed on this website are for informational purposes and are subject to change at any time. We strive to keep our rates accurate and up-to-date, but we cannot guarantee that they will always reflect the latest pricing because the market changes throught out the day.

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Interest Rate APR disclosures

30-year fixed rate assumptions

•Purchase price: $750,000.

•Down payment: 5%

•First Lien Position

•Primary residence

•Term of 360 monthly payments

•740 FICO Score

•30-day rate lock

•95% LTV ratio

15-year fixed rate assumptions

•Purchase price: $750,000

.•Down payment: 5%

•First Lien Position

•Primary residence

•Term of 180 monthly payments

•740 FICO Score

•30-day rate lock

•95% LTV ratio

FHA 30-year fixed rate assumptions

•Purchase price: $750,000.

•Down payment: 3.50%

•First Lien Position

•Primary residence

•Term of 360 monthly payments

•680 FICO Score•30-day rate lock

•96.50% LTV ratio

VA 30-year fixed rate assumptions

•Purchase price: $750,000.

•Down payment: 5%

•First Lien Position

•Primary residence

•680 FICO Score•30-day rate lock

•95% LTV ratio

•Must meet eligibility assumptions to qualify.

•1st time use of VA benefit

This is NOT a mortgage loan approval or commitment to lend. The actual fees, costs, and monthly payment on your specific loan transaction may vary, and may include city, county, or other additional fees and costs. Mortgage rates are offered exclusively through Golden State Home Loans, San Ramon, CA and are subject to change without notice. The payment amount does not include homeowners' insurance, flood insurance (if applicable), or property taxes that must be paid in addition to your loan payment. The displayed Annual Percentage Rate (APR) is a measure of the cost to borrow money expressed as a yearly percentage. For mortgage loans, excluding home equity lines of credit, it includes the interest rate plus other charges or fees (such as mortgage insurance, discount points, and origination charges). These mortgage rates are based upon a variety of assumptions and conditions, which include a consumer credit score that may be higher or lower than your individual credit score. Your loan's interest rate will depend upon the specific characteristics of your loan transaction and your credit history up to the time of closing. Refinancing may cause finance charges to be higher over the life of the loan. Golden State Home Loans, San Ramon has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, or any other government agency.